Find out what you could pay monthly — before you ever sit in the chair.
Estimate a monthly payment from two numbers, or upload the treatment plan your dentist gave you and we'll break it down. If your dentist isn't on SmileShop yet, we'll ask them for you.
Verified number
Get a number your dentist can trust
Connect your bank once (read-only, no credit check) and we'll verify what you can actually pay per month. You get a private SmileShop lead number — hand it to any dentist and they can offer you a real plan.
Now the part that actually gets you treated
Your dentist can turn this on this week.
SmileShop only works at offices that have joined. Tell us where you go and we'll email them that a real patient — you — is waiting to move forward on a monthly plan. Practices respond to that.
Don't want to wait? Some offices already offer SmileShop financing today.
See offices offering itWhy asking works
Your office decides — not a bank
There is no lender to decline you. Your dentist sets the plan using verified numbers from your own account.
No credit check, no score hit
One read-only bank connection replaces the credit pull. Being turned down by CareCredit or Cherry does not disqualify you here.
Offices join when patients ask
Adding SmileShop takes a practice about a day and costs them a flat monthly fee. Most say yes once a patient names it.